Paid the hard way: How ZEEX could end the 90-day wait choking Zim’s SMEs

A business can be profitable on paper and still collapse — not because it lacks customers or sales, but because it runs out of cash.

Across Zimbabwe, thousands of small and medium-sized enterprises (SMEs) supply goods and services to supermarkets, mining companies, manufacturers and government institutions, only to wait 30, 60 or even 90 days for payment.

During that time, employees still expect salaries, suppliers demand payment, and new orders require fresh working capital.

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