Zim to adopt e-medical aid card model

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e-medical aid

BY MOSES MUGUGUNYEKI
ZIMBABWE will soon adopt an e-medical aid card after local private health players expressed willingness to embrace the electronic system, which will ensure instant payment from medical aid societies.

For years, private health practitioners and medical aid societies have been at loggerheads over failure by the former to pay them on time.

This had a ripple effect on the country’s health care system, resulting in private players shunning patients on medical aid.

Speaking at the TGI-eCard strategic alliance official signing ceremony in Cairo, Egypt, on Sunday, Medical and Dental Private Practitioners of Zimbabwe Association (MDPPZA) president Johannes Marisa said: “We are so excited to be part of the innovation that TGI and eCards are bringing to Zimbabwe, and we are confident that it is going to ease healthcare access by the generality of the Zimbabwean population.”

He said healthcare providers were ready to support the instant payment platform as it created a level playing field for medical aid funds, service providers and the subscribing members alike, while service providers would get their money for services rendered on time.

“For medical funds, it results in low claims and creation of reserves for fund sustainability.”

Marisa said the electronic system, which enable tap-to-pay facilities, would result in quality healthcare service and lower contributions on the part of patients due to the low claim severity experienced by their medical funds.

He said the model would also reduce out-of-pocket expenses in the form of co-payments and shortfalls arising from varied claimed reimbursement levels by medical funds.

“The initiative is, therefore, mutually beneficial to all participants and creates equity and fairness among all and will promote attainment of Sustainable Development Goal 3 on universal health coverage.”

The electronic medical aid card model is the first of its kind in Africa.

Egypt was the first country on the continent to adopt the model, while in Zimbabwe; the system would be used as a pilot project for the southern African region.

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