Woman loses house in hubby’s botched deal

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A 65-year-old Harare woman is on the verge of losing her three-bed-roomed Avonlea house worth about $130 000 if she fails to raise $3 400 required by a local bank by today following a botched deal between her husband and a stepson.

BY STAFF REPORTER

Josephine Chitate, who bought the house together with her husband in 1983 was all in tears and still trying to recover from the shock after she only learnt of her house going under the hammer last week when officials from Hammer and Tongues Auctioneers visited her.

Chitate said that her husband entered into a deal with his son sired out of wedlock, Nigel Kaseke where she was made to sign as a witness and surrendered title deeds to a local bank.

She said Kaseke failed to pay the debt leading to the local financial institution taking legal action that has now resulted in the Friday auction.

“We bought this house in 1983 and I was staying with my husband and children. I only learnt last week that my husband had given Nigel the title deeds to borrow money from a bank. He did not tell me anything about that until I saw people from Hammer and Tongues coming last week,” a distraught Chitate said.

Initially, the bank wanted $2 400 to stop the auction which was raised and paid by yesterday, but made another demand of $3 400 which should be paid by today to stop the auction.

“They want to sell the house for $29 000, but they want $3 400 to stop the auction on Friday because I have committed myself to making the payments,” said the mother of four.

Nigel’s father said: “He (Nigel)paid nothing in 2012 and we tried to pay what they wanted. They wanted $2 400 to stop the sale, but now they want the arrears for 2012. I spoke to him a number of times and he said it was only paperwork and swore that he was paying.”

Asked why he signed the loan deal without his wife’s knowledge, surrendering the title deeds, Chitate said: “I went to sign thinking that it would be a matter of only six months before I got them back.”

Contacted for comment, Kaseke said he was running around to settle the outstanding balance.

“We are trying to make payment and we are running around. There is a project that we were working on at the farm before the project went on fire. So far my cousin has raised $1 000. I am selling my stuff including a stand in Chitungwiza so that we get $3 000 or $4 000,” he said.

9 COMMENTS

  1. i can relate to what this poor woman is going thru ryt now.it happened to my family last year when my father put up our home without our mother’s knowledge.we were fortunate to get money and stop the auction,thanks to friends and family whom we are still paying back.i pray you manage to stop this auction and keep your house.the deeds office needs to educate and empower spouses to prevent them from falling victim to their cruel and selfish husbands,there is what is called a CAVEAT note,it can help prevent future cases like these from.happening.

  2. These guys had borrowed money for a project that unfortunately went bust. If it had succeeded, this woman would have quietly dipped her head and all into the harvest. This is what risk-taking is all about. Don’t quizz your husband any more, he’s a real man, unlike Cashberth Dube who syphones public funds.

    • Why did she agree to sign as a witness in the first place?That makes her complicit.And why is Chitate’s son not re-negotiating with the bank for another repayment plan?If he is forthright these banks are very understanding and are far different from loan sharks like Frank Buyanga.I think there is more to this case like this Nigel playing hide and seek with the bank.The good thing is Nigel is owning up to his blunder and so they must all hasten to convene a round table meeting with the bank to come up with new repayment plan.

  3. This man was so selfish to enter into such an arrangement without telling his wife jus for the sake of pleasing his son who was born out of wedlock .Even though this other project that flopped was a risk worth taking, transparency was all that was necessary considering the fact that his wife contributed immensely towards the purchase of that house.

  4. Was the farm spoken of one of those taken during land reform?

    Why did the project fail?

    Commercial farming is serious business. It isn’t only about having a piece of land and enough money for an imagined project.

    Too many people were given farms who have no idea how to farm.

  5. Kumbirai mari zvakanaka hamusi mega tese tese tinazvo zvikwereti zvema bank. Tauriranai navo muronge imwe payment plan or reschedule the loan vanonzwisisa chavasingadi munhu anonzvenga nzvenga. Ndohupenyu amai ndosaka zvakanzi kudzidza hakuperi pane chamadzidza ipapa muhupenyu hwenyu.

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