Feature: PSMAS imploding, civil servants paying the price

Robby (51) lies on a bed in a public hospital in Harare. A car accident in January resulted in serious leg injuries, and he needed emergency care.

At the time of the accident, Robby, who requested to be identified by only his first name for fear of retribution, believed the civil service insurance, which he and his wife had paid close to 20% of their salary into every month since 1997, would cover his bills.

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